Free calculators
Mortgage calculators
Work out what you can afford, what closing will cost, and what a new rate, renewal or move would mean for your mortgage.
Buying
- Mortgage Qualification CalculatorCalculate your maximum mortgage qualification in Canada using OSFI stress test rules.
- Down Payment PlannerCalculate down payment requirements, insurance premiums, and monthly payments for BC properties.
- Closing Cost EstimatorCalculate complete closing costs for BC property purchases.
- Mortgage Insurance EstimatorCalculate CMHC, Sagen, and Canada Guaranty mortgage insurance premiums for BC properties.
- FHSA + HBP Stack PlannerMaximize your first-time home buyer benefits by stacking the FHSA and the HBP.
Rates and renewals
- Mortgage Rate ComparatorCompare up to 3 mortgage scenarios side by side.
- Fixed vs Variable ComparatorCompare fixed and variable mortgage rates for BC properties.
- Renewal Penalty TrackerCalculate mortgage renewal penalties (3-months interest vs IRD) and track rate-hold windows for BC properties.
- Port, Blend or Break PlannerCompare porting, blending, and breaking your mortgage when moving.
Special situations
Want your own rate?
The calculators give you estimates. For a rate on your own purchase, renewal or refinance, answer a few short questions. Or call 778-838-8005.